Private credit works because the process is short. Here's exactly what happens between your first message and funds landing.
Send the essentials: the security property, the amount, the purpose, and how the loan gets repaid. No lengthy application form up front — a same-day read on fundability comes first.
If the deal stacks up, you'll get an indicative term sheet covering LVR, fees, and timeframe — pricing is quoted individually and refined against your specific security.
Once terms are accepted, valuation, title searches and legal documentation run concurrently wherever possible, rather than in sequence, to compress the path to settlement.
For straightforward first mortgage and bridging scenarios, settlement can happen in as little as 5 business days from accepted terms. Second mortgage facilities settle once the first mortgagee's consent and payout figures are confirmed.
You'll have a direct line through the term of the loan. Exit is agreed up front — refinance, sale, or scheduled repayment — and we stay in contact as that date approaches.
Straightforward first mortgage and bridging deals with clean title and an agreed valuation have settled in as little as 5 business days. More complex security or second mortgages requiring first mortgagee consent typically take 1–2 weeks.
Primarily first-ranking registered mortgages over residential, commercial, industrial and specialised property, Australia-wide. Each deal is assessed individually — reach out if you're unsure whether your security qualifies.
Yes. Bluestone Capital Group arranges finance against security anywhere in Australia. Send through the details and we'll give you a straight answer regardless of location.
Nothing. Indicative terms are provided at no cost and with no obligation. Fees only apply once you proceed to formal assessment and documentation, and these are disclosed up front.
Send us the scenario directly, or see the Referral Partners page for how we structure arrangements and keep you informed through the deal.